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Privacy Policy

Last updated: 22 August 2025

🔒 Your Privacy is Protected

We don't collect, store, or transmit any of your personal or financial data.All calculations are performed locally in your browser and nothing is sent to our servers.

What We Don't Collect

Detter is designed with privacy as a core principle. We do not collect, store, or have access to:

  • Your debt amounts or balances
  • Interest rates or loan terms you enter
  • Payment calculations or results
  • Personal identifying information
  • Contact details or account information
  • Cookies for tracking purposes

How the Calculator Works

All calculations are performed entirely within your web browser using JavaScript. When you enter:

  • Debt amounts and interest rates
  • Loan terms and monthly payments
  • Repayment preferences

This information remains on your device and is never transmitted to our servers or any third parties.

Technical Information

Our web hosting provider may collect standard web server logs including:

  • IP addresses (automatically anonymised)
  • Browser type and version
  • Pages visited and time spent
  • Referring websites

This data is used solely for technical maintenance and security purposes, not for tracking individual users.

No Third-Party Services

We don't use analytics tools, advertising networks, or any third-party services that could track your usage or collect your data.

Your Rights

Since we don't collect your personal data, there's nothing for us to:

  • Delete or modify
  • Export or transfer
  • Share with third parties

You maintain complete control over your information as it never leaves your device.

Security

Since your data remains on your device, the security of your financial information depends on your device's security. We recommend using up-to-date browsers and maintaining good device security practices.

Updates to This Policy

We may update this privacy policy occasionally. Any changes will be posted on this page with an updated date. Given that we don't collect user data, changes are likely to be minimal.

Contact Information

If you have questions about this privacy policy, the simple answer is: we don't have any of your data to be concerned about.

Summary: Detter is a client-side calculator that respects your privacy by design. Your financial information stays on your device where it belongs.